|
James Thomas314-692-0444 - Ext. 208 jthomas@falinc.com Apply online, or call anytime! 2388 Schuetz Rd. Suite B-63 Maryland Heights MO. 63146 Click here for Frequently asked Questions? Click here to get a free credit report analysis! Click here for free Appraisal Coupon! St. Louis Spaces Magazine - Green Homes and Lofts
Published Articles by James Thomas - S.M.C. 3.Passing your home inspection. 4. What to do before you sell your home.
I recently found myself in need of mortgage services to refinance my home for some improvements. I was fortunate enough to be placed into the care of James Thomas. I knew the terms I was looking for, and at times a little bit demanding in my wishes. I must say that James went out of his way to make this process not only painless, but almost enjoyable! I would highly recommend James Thomas for any real estate financing needs, and I will certainly return for any future needs. Keep up the great work! Janice M. Withers I was so suprised how easy the loan process was with James, he knew exactly what needed to be done and did it. I have refinanced twice in the past six years with other companies, and I can honestly say that this was by far the smoothest transaction we have made. James Thomas is a very honest and ethical individule, he didn't just shove us into any loan program that would work. He took the time to make sure it was the best we could get. He let us know all of the terms and was more than helpful in understanding the entire loan process.We will most definitely call James Thomas again! Carol M Jackson John and Mary Ashbury I would just like to say "Thank You" to James and the rest of his staff for the exceptional job that was done on our loan. I thought our credit was good but maybe had some small issues, and I was unsure what could be done to fix them. James helped us fix our small blemishes and now our scores are back where they belong. Along with the credit improvemnt we also have our beautiful new home to enjoy with our three kids. We couldn't be more pleased, thanks again James! Ben and Emily Campbell |
First American Mortgage Group and the St. Louis Mortgage Network have teamed up to bring you a new concept in Mortgage Financing. With access to over 300 different Loans Programs, the most Expansive list of Lenders in the country, as well as the ability to close our loans within a week of application. It’s no wonder why so many people in St. Louis trust the lenders at the St. Louis Mortgage Network to deliver the best rates and service guaranteed. We focus on mortgage lending as a necessary extension of financial planning, as well as providing competitive interest rates. Our Lending Professionals must have at least 10 years of experience, before they can assume the role of a St. Louis Mortgage Network mortgage consultant. The fact is that most loan officers in the state of Missouri do not even hold a license or any formal training to originate mortgage loans. Here at the St. Louis Mortgage Network our Mortgage Consultants all hold a license to originate every loan we do. What does that mean for me? You ask. That means that all of our loan originators have passed written state tests, been background checked, fingerprinted, as well as cleared of all judgments, felonies, and criminal records to provide a better experience for our clients. What more could you ask for, hundreds of loan programs, more lenders than you can shake a stick at, and the experience and honesty to get them closed without all of the headaches. Feel free to roam about the site to find answers and learn new information about today's lending industry. With the new St. Louis Mortgage Network you truly have the Power of the Network at your Fingertips!
Home Loan Provider, member of Lender411
Great Interest RatesLook no further for the best rates along with the best service. We have every interest rate available for every credit level. We will match or beat almost any interest rate quoted from our competitors! We are here to help make purchasing a new home or refinancing your current home as easy as possible. Use our online application process to pre-qualify or fill out our application to speed up the application process or call anytime at 314-692-0444 Ext. 208 or 1-800-264-5161 Ext. 208 ask for James Thomas. jthomas@falinc.com
Whether you are searching for Mortgage Refinancing, Purchasing a New Home,Loft,Condo,2nd Home,Home Improvement Loans, Debt Consolidation Loans, Home Equity Loans, or a Second Mortgage, the St. Louis Mortgage Network has the right loan rate for you!
|
|||||||||||
30 Year Fixed : 6.44%
Traditional 30 year mortgage - National Average
15 Year Fixed : 5.98%
Traditional 15 year mortgage - National Average
5/1 ARM : 6.02%
5 Year Fixed / adjustable rate mortgage - National Average
3/1 ARM : 5.26%
3 Year Fixed / adjustable rate mortgage - National Average
FNMA 7 Year Balloon : 6.10%
Fannie Mae 7 year balloon 30 day yield
FNMA 15 Year : 5.86%
Fannie Mae 15 year fixed 30 day yield
FNMA 30 Year : 6.37%
Fannie Mae 30 year fixed 30 day yield
CODI : 3.898%
Certificate of Deposit Index
COSI : 3.740%
Cost of Savings Index
MTA : 2.855%
Monthly Treasury Average
COFI-11th District : 2.829%
Cost of Funds Index 11th District
COFI-Federal : 3.057%
Cost of Funds Index
Federal Funds : 2.00%
Federal Funds Rate
Prime Rate : 5.00%
Wall Street Journal Prime Rate
1 Year CMT : 2.19%
Constant Maturity Treasury
30 Year Treasury : 4.57%
30 Year Treasury Bond
12 Month LIBOR : 3.231%
12 Month USD LIBOR Index